Navy pencil skirt. Elastic waist skirt. Modest skirt. Women's Modest Pencil Skirt. Stretchy and comfortable. Great quality. Navy Skirt. Missionary Skirt. Missy sizes. This mid-length pencil skirt is made of 95% polyester and 5% spandex. It is flattering in appearance AND comfortable to wear. Perfect for a casual day out or a business lunch. Definitely a must have multi-purpose piece for any wardrobe.